Free MTD readiness check
Find your MTD start date, and what to do next.
Enter your self-employment and property income before expenses and answer ten questions about how you keep records. You leave with your likely start date, the tax return HMRC uses to decide it, your next deadline, a readiness score and the three things to do first. About five minutes. No tax knowledge, no payment details, and nothing you type is sent anywhere.
The check
How the date is decided.
Qualifying income is what you took in from self-employment and property, added together, before expenses. HMRC measures it on the tax return for the year two years before.
Exactly £50,000 is the 2027 wave and exactly £30,000 the 2028 wave; £20,000 or under is outside the thresholds for now. Jointly owned property counts at your share.
What people ask about the check.
The rules themselves are on gov.uk.
Why is it gross income, before expenses?
HMRC measures qualifying income on what you took in from self-employment and property, added together, before any expenses come off. Profit does not come into it, so a landlord with modest profit and high rent can still be over the threshold.
Which tax return decides my start date?
The return for the year two years before. The first wave, from 6 April 2026, was decided by the 2024 to 2025 return; the 2027 wave by 2025 to 2026; the 2028 wave by 2026 to 2027.
Do the quarterly updates add up through the year?
Yes. Each update carries the year to date, so the figure in the third update covers nine months, and a correction in one quarter simply shows in the next.
Does the check send my income anywhere?
No. The figures stay in your browser and nothing you type is sent anywhere. Print the result if you want to keep it.
Know your date. Then keep the records.
Swiftmore opens in spring 2027. Records are free from day one.